www.acf.hhs.gov/oro
HHS/Administraon for Children and Families - Oce of Regional Operaons
Smulus Benets, Expanded Tax Credits, and Services
Available to Meet the Needs of the Whole Family
The COVID-19 pandemic has created new uncertaines for families. With the release of smulus
assistance from the American Rescue Plan (ARP) and other bills, however, families with low incomes are
able to access new or expanded supports that may provide them with a chance at economic recovery,
or new opons for longer-term economic mobility. Human service program leaders and their sta
can help families access these crical supports for which they are eligible and encourage families to
le 2020 taxes or enroll in the Child Tax Credit program to receive available credits. Below are several
important new opportunies for both parents and children with low incomes to begin to recover from
the pandemic and become economically mobile.
Monthly Child Tax Credit
What should families know? The ARP created a new monthly child tax credit to provide major tax relief
to nearly all working families. The law expands the current Child Tax Credit to $3,600 per child under
age 6 and $3,000 per child aged 6-17. Starng July 15, 2021 and throughout the rest of the year, eligible
families should expect monthly payments of $300 for each young child (under 6) and $250 for each
older child (age 6-17). Individual Taxpayer Income Number (ITIN) holders, including immigrant families
with children born in the US with a social security number, are eligible.
How do families get it? For families that led their 2020 taxes, payments should go to them
automacally. Families that didn’t le can enroll in the program at ChildTaxCredit.gov. Families should
start receiving monthly payments in July. The payment amount is based on the number of children
claimed as dependents on a family’s most recent tax return (2019 or 2020). To learn about other
available tax credits that families may be eligible for, visit EITCOutreach.org.
Smulus Checks
What should families know? The ARP provided smulus checks of $1,400 for each single adult and
dependent child, and $2,800 for each married couple that met the income threshold. Families with
lile or no earnings are eligible for these resources. For instance, a single mother who claims two
children on her taxes should receive $4,200 in smulus aid. Payments will not be used to oset past-
due child support or federal debt. These checks are in addion to the earlier $1,200 and $600 checks
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provided by Congress in 2020. While these checks have already been issued, people who have not
received one or more of them may sll claim the aid.
How do families get it? More informaon about the $1,400 smulus checks can be found on the
Internal Revenue Service’s (IRS) website here. Families can track the status of their aid payments using
the IRS Get My Payment tool. To claim the 2020 smulus payments, families must le a 2020 tax return
(even if they do not usually le, or are not required to le) and claim the Recovery Rebate Credit.
Payments will be included in their 2020 refund. If a family needs assistance with compleng their taxes,
they may be eligible for free services via the Volunteer Income Tax Assistance (VITA) sites in their area.
Child Care Expenses and Early Childhood Development
What should families know? The ARP expanded the Child and Dependent Care Credit, which refunds
half the cost parents pay for child care (center-based care, babysiers, summer camp, or other types),
while they are working or looking for work. If a family spends $8,000 on a child’s care expenses, the
family can receive a $4,000 credit. ITIN holders, including immigrant families with children born in the
U.S with a social security number, are eligible to receive this credit.
The ARP also increased funding for child care programs: the Child Care and Development Fund (CCDF),
which passes funding through states to families to help with the cost of child care, and Head Start
programs, which provide comprehensive services to children and families. The law also provided states
with more exibility in making families eligible for CCDF funds.
How do families get it? Families should keep records of their child care expenses to report on
their 2021 tax returns. Even those who do not owe taxes should le a return because the Child and
Dependent Care Credit will be fully refundable, similar to the Earned Income Tax Credit. Families can
check www.childcare.gov to nd out if they are newly eligible for child care assistance through their
state CCDF program, given the expansion in funding and eligibility for this program.
Families may be able to locate a Head Start program that is currently enrolling pregnant mothers,
babies, toddlers and preschoolers, using the Head Start Center locator or by phone at 1-866-763-6481
(toll-free).
Pandemic Emergency Assistance Fund (PEAF)
What should families know? In June 2021, the U.S. Department of Health and Human Services
released almost $1 billion in aid as part of the Pandemic Emergency Assistance Fund (PEAF). This fund
is designed to help families impacted by the COVID-19 pandemic and who are in-need. The aid may
be given to families receiving Temporary Assistance for Needy Families (TANF) but may serve other
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families, too. It can be used for short-term, non-recurring benets, which could include one-me cash
payments to help families pay back rent or cover added costs caused by the pandemic.
How do families get it? This aid is available to people living in all 50 states, the District of Columbia,
and ve U.S. territories, or who belong to tribes operang a Tribal TANF program. A family should refer
to their state or county human service oce, which is responsible for distribung these funds between
now and September 30, 2022.
Health Care
What should families know? More people than ever qualify for help paying for health coverage – this
includes people who weren’t eligible in the past. Changes made in the ARP also make health insurance
more aordable for families. Families that are currently enrolled in health insurance through the
Marketplace, may now qualify for addional tax credits.
How do families get it? Families can enroll in health coverage here or change their health plan here
with the 2021 Special Enrollment Period through August 15, 2021.
Unemployment Benets
What should families know? The ARP prevents the rst $10,200 in unemployment benets received in
2020 from being taxed. If families are currently receiving unemployment benets from their state, they
may also be receiving a supplemental amount of $300 per week from the federal government. This
supplement is available unl September 6, 2021. The ARP expanded who may receive that addional
federal aid, adding categories of workers like people who are self-employed or are gig workers.
How do families get it? Families who received unemployment benets in 2020 and already led a 2020
tax return should le an amendment to receive any money owed to them.
Families eligible for the federal supplemental assistance and who are living in a state that parcipates in
the program should be receiving it automacally. States that do not provide the supplemental federal
assistance are listed in a table here. Families who are not receiving Unemployment Insurance (UI) but
may be eligible for it, can nd informaon about eligibility and ling through their state unemployment
oce.
Food and Nutrion
What should families know? The Supplemental Nutrion Assistance Program (SNAP) will provide
addional aid to recipients through September 30, 2021. The 15% increase in the amount available
gives a family of four about $100 in addional food assistance each month. Addionally, Pandemic-
Electronic Benets Transfer (P-EBT) assistance, which replaces the free or reduced-price meals children
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miss when they aren’t aending school or child care in person, is extended through summer 2021.
States may also choose to increase Women, Infants, and Children (WIC) benets for four months to
provide more fruits and vegetables to mothers and children.
How do families get it? Families who are already enrolled in SNAP and WIC do not need to do anything;
all adjustments will be automac. Families that are newly-eligible or would like to parcipate in the
programs can enroll via their local SNAP or WIC oce. The list of states parcipang in summer 2021
P-EBT is on the USDA’s website here.
Rental Assistance
What should families know? The evicon moratorium, extended by ARP, is set to expire on June 30,
2021. However, the ARP also allowed families to apply for renter’s assistance if at least one person in
the household meets any of these criteria: 1) qualies for unemployment; 2) has had a decrease in
income, or; 3) has experienced some kind of nancial hardship because of the COVID-19 pandemic.
Families can also qualify if they are at-risk of experiencing homelessness or if their household income is
at or below 80% of the median income for the area.
How do families get it? Families who owe rent should contact their landlord about applying for
assistance. Either a renter or a landlord can apply for assistance; once approved, the money is paid
directly to the landlord or ulity on the renter’s behalf. Find more informaon in this fact sheet and on
the Consumer Financial Protecon Bureau website.
Addional transional and permanent housing will be available for eligible families. Families should
reach out to their local Connuum of Care program for more informaon accessing these housing
opons. They may also want to connect to their local housing authority, which can be idened at this
Public Housing Agency site.
Energy and Water Assistance
What should families know? The government provides two main energy assistance programs for
households with low incomes: the Low Income Household Water Assistance Program (LIHWAP), which
assists with the cost of water and wastewater bills; and the Low Income Home Energy Assistance
Program (LIHEAP), which helps with heang and cooling costs. Between funding provided in the ARP
and other aid provided by Congress in December 2020, the LIHWAP and LIHEAP programs were given
addional resources to support families with these household expenses.
How do families get it? Families should contact their local Community Acon Agency (CAA) to see if
energy-related emergency assistance funds are available
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U. S. Department of Health & Human Services
Administration for Children and Families
Ofce of Regional Operations (ORO)
www.acf.hhs.gov/oro
